Fuel and food are two of the most frequent expenses for the average household—but what if they could work together to save you money? By using grocery store loyalty programs that also offer fuel discounts, you can turn your weekly shopping into automatic savings at the pump. It’s a budget-friendly strategy that rewards you for the errands you already run.

Grocery Chains That Offer Fuel Rewards
Several major grocery stores—including Albertsons and Kroger—offer fuel rewards based on how much you spend. At Kroger, every $1 earns 1 fuel point. Once you hit 100 points, you get 10 cents off per gallon at participating gas stations. Albertsons offers a nearly identical program through its Just for U rewards platform, and points can be redeemed at Safeway, Chevron, and other partners.

These programs are free to join, and rewards are automatically tracked when you use your store loyalty card or account number.

How to Maximize Savings with Linked Loyalty Cards
Make sure your phone number or loyalty card is linked at checkout in both the grocery store and gas station. This way, your fuel rewards apply automatically when you swipe at the pump. Many chains even allow you to stack grocery and fuel rewards if you’re part of their broader retail family (e.g., Safeway and Albertsons).

You can also save more by planning your grocery runs around high-earning promotions. For example, during certain weeks, Kroger might offer double or triple fuel points on gift cards or weekend purchases.

Stack with Cashback Apps Like Fluz and Rakuten
If you want to go beyond the store’s built-in programs, use cashback apps to layer even more savings. With Fluz, you can earn instant cashback by purchasing gift cards to grocery chains like Kroger, which you then use in-store. Platforms like Rakuten also offer cashback for online grocery shopping through affiliated portals.

Combine your loyalty rewards, cashback offers, and smart spending habits, and you’re not just saving—you’re optimizing both your pantry and your fuel tank.